FAQ

A digital asset is anything that is stored digitally and is uniquely identifiable that organizations can use to realize value, in Atria’s case DLT securities. Switzerland is one of the leading locations in the area of distributed ledger technology (DLT) and blockchain. Especially in the financial sector, a growing fintech and blockchain ecosystem has developed in Switzerland. For Switzerland as a business location, it is crucial for the legal framework to enable innovation and for new technologies to be able to thrive. At the same time, Switzerland’s integrity and good reputation as a business location must continue to be guaranteed in this area too.

Atria securities are based upon polygon blockchain, created to empower and to be utilized within Atria’s international, accessible  and borderless property investing project. 

We utilize the ultimate generation blockchain technology dedicated to make investments accessible, transactions faster, operation costs lower, ownership transparent and legal.

No. We know that investors appreciate security, especially property investors. When investing with Atria you are not dealing with crypto, we are a technology based company that uses blockchain solutions to make investments accessible, transactions faster, fees cheaper and transparency higher. We operate with conventional  FIATs, such as USD and EUR. If you are a crypto enthusiast you can choose to operate with secure and value reliable stablecoins (USDC) attached to your Real Estate. You have the freedom to choose how to operate, and how to grow your passive income and flexible life capacity. At all times your investment(s) will be anchored by real assets regulated by FINMA.

Our real estate fractions work just like any other shares. They’re purchased using FIATs (credit cards & bank transfers), or if you are a crypto enthusiast, stablecoins (USDC), held in a digital wallet.

We issue our digital assets (fractions) with the latest technology to represent real assets into the blockchain.

At Atria we use the FO  tokenization method. Fractional ownership or FO tokenization offers a simple approach to the representation of real estate as digital assets.  You can think of fractional ownership tokenization as a crowdfunding platform, which helps investors in buying shares. The fractional owners have a specific number of tokens representing their share in the asset. Profits are paid like any other kind of share-based investment.

As with all blockchain operations (and its assets), you have an accessible, transparent and secure method to perform transactions, and the right to severability, meaning you can sell those assets anytime you like. *This will happen at our platform when we launch our secondary market.

A blockchain is a distributed database that is shared among the nodes of a computer network. As a database, a blockchain stores information electronically in digital format. Blockchains are best known for their crucial role in cryptocurrency systems, such as Bitcoin, for maintaining a secure and decentralized record of transactions. The innovation with a blockchain is that it guarantees the fidelity and security of a record of data and generates trust without the need for a trusted third party.

Atria uses a mesh blockchain (AFS) approved by FINMA (Atria phase 1). Polygon MATIC (Atria phase 2) is a scalability platform that enables Ethereum-supported blockchains to communicate with one another. It is also used to create new Ethereum blockchains for businesses and institutions needing decentralized payment solutions. The network refers to itself as “Ethereum’s internet of blockchains” because one of its primary missions is to support a multichain Ethereum ecosystem.

Polygon is one of the top-performing crypto assets in terms of the trading volume and security.

Polygon, formerly known as the Matic network, was founded in India in October 2017 by Jaynti Kanani, Sandeep Nailwal, and Anurag Arjun.

Polygon MATIC is a scalability platform that enables Ethereum-supported blockchains to communicate with one another. It is also used to create new Ethereum blockchains for businesses and institutions needing decentralized payment solutions. The network refers to itself as “Ethereum’s internet of blockchains” because one of its primary missions is to support a multichain Ethereum ecosystem.

Polygon is one of the top-performing crypto assets in terms of the trading volume and security.

Polygon, formerly known as the Matic network, was founded in India in October 2017 by Jaynti Kanani, Sandeep Nailwal, and Anurag Arjun.

Fractional ownership or FO tokenization offers a simple approach to the representation of real estate as digital assets shares.  You can think of fractional ownership tokenization as a crowdfunding platform, which helps investors in buying shares. The fractional owners have a specific number of tokens representing their share in the asset. Profits are paid like any other kind of share-based investment.

Smart contracts are simply programs stored on a blockchain that run when predetermined conditions are met. They typically are used to automate the execution of an agreement so that all participants can be immediately certain of the outcome, without any intermediary’s involvement or time loss. They can also automate a workflow, triggering the next action when conditions are met.

Atria’s smart contract is based at Blockstairs technology, ensuring a reliable and fast operation to secure and store the asset (real-estate) ownership by every Atrian. 

Crypto volatility exists for every token you can think of, from Bitcoin to Shiba Inu. Just as they can experience euphoric rises, cryptocurrencies can also see their price plunge overnight.

To combat these price swings, stablecoins have emerged as a reliable way for investors to remain in the crypto ecosystem at much lower risk. Pegged to a real-world asset—usually a fiat currency— stablecoins offer resistance against the fluctuations to which other coins are susceptible.

Yes, but is minimal. At Atria we use USD Coin (USDC), which is a digital currency that is fully backed by U.S. dollar assets. USDC is a tokenized U.S. dollar, with the value of one USDC coin pegged 1:1 to the value of one U.S. dollar. The value of USDC is designed to remain stable, making USDC a stablecoin. USDC is the second largest stablecoin currently in operation, and the first regarding anchoring, security and transparency.

Yes, if you have a stablecoin in your wallet and withdraw when that specific coin is facing instability (loss of parity) you would receive less than its proposed parity value. But Atria is a FIAT first platform, so if you are not a crypto enthusiast you can operate 100% with FIATs (USD or EUR).

Once adopted. Markets in Crypto-assets (MiCA) Regulation, will provide a sound legal framework for DLT markets to develop within the EU by clearly defining the regulatory treatment of crypto-assets that are not covered by existing financial services legislation.

No. Because Atria is legally registered in Switzerland (CH), which doesn’t follow EU regulations but its own.

Smart contracts are simply programs stored on a blockchain that run when predetermined conditions are met. They typically are used to automate the execution of an agreement so that all participants can be immediately certain of the outcome, without any intermediary’s involvement or time loss. They can also automate a workflow, triggering the next action when conditions are met.

Atria’s smart contract is based on Blockstairs technology, ensuring a reliable and fast operation to secure and store the asset (real-estate) ownership by every Atrian.

Yes. We operate under a securities license within the Swiss Financial System, being regulated and audited by FINMA and independent compliance companies.